FL Service Area

Bay County

MKC serves Bay County including Panama City Beach, Panama City, and Lynn Haven. Bay County was devastated by Hurricane Michael (2018) and continues to see significant post-storm reconstruction, permit, and FEMA compliance activity.

Cities We Serve in Bay County

Click any city below for local FEMA flood data, available services, city-specific FAQs, and a direct contact form.

Panama City Beach

Very High

62% SFHA · Zones: VE, AE, X

Panama City Beach occupies a barrier peninsula between the Gulf of Mexico and West Bay/North Bay with extreme coastal flood exposure. Approx…

Panama City Beach services

Panama City

High

35% SFHA · Zones: AE, VE, X

Panama City faces high flood risk from St. Andrews Bay, North Bay, and Hurricane Michael storm surge. Approximately 35% of properties are in…

Panama City services

Lynn Haven

High

30% SFHA · Zones: AE, X

Lynn Haven faces high flood risk from North Bay on its southern boundary and the Deer Point Lake watershed. Approximately 30% of properties …

Lynn Haven services

Ready to Start in Bay County?

MKC handles permits, engineering, and construction throughout Bay County. One call covers everything.

Get Started (727) 334-7774