Davis Island Construction
& Permit Services

Davis Islands is a man-made island surrounded by Hillsborough Bay and the Garrison Channel. Approximately 72% of the island is in FEMA's SFHA. Storm surge from multiple directions, combined with the island's low elevation, makes it one of the highest-risk residential communities in the Tampa Bay area.

Davis Islands has Zone AE throughout most of the island with significant BFE requirements, and Zone VE along the waterfront edges subject to wave action. Only a small portion of interior areas falls in Zone X. Most properties have mandatory flood insurance requirements.

Yes, but careful planning is essential. Any renovation must stay below the 50% substantial improvement threshold, or the entire structure must be elevated. MKC calculates your available renovation budget relative to the threshold and manages the project accordingly to preserve your options.

Elevation costs vary significantly based on foundation type, soil conditions, structure size, and required elevation height. Davis Islands properties typically need elevation of 2–6+ feet above existing grade. MKC provides detailed elevation project estimates after an on-site assessment.

Yes. Davis Islands is within the City of Tampa jurisdiction. MKC manages all permits through City of Tampa's Building & Development Services, including floodplain development permits, structural permits, and engineering coordination.